By using this website, you agree to these terms. If you do not agree, please do not use the site or submit information through it.
Informational purpose only
The website provides general information about life insurance and related services. It does not provide legal, tax, investment, or financial advice, and website content should not be treated as a recommendation for any specific product or course of action.
No offer, guarantee, or coverage
Nothing on this website is an offer to issue insurance, a promise of eligibility, or a guarantee of coverage, pricing, benefits, or policy terms. Products and availability vary by carrier, location, underwriting requirements, applicant, and other factors. Insurance coverage begins only when all carrier requirements are satisfied and a policy is formally issued and placed in force.
Consultation requests
Submitting the website form requests contact from Cline Family Agency. It does not create an appointment until confirmed, establish an agent-client relationship, bind coverage, change an existing policy, or obligate either party to complete a transaction. Do not use the form for urgent requests, claims, policy changes, or cancellation notices.
Accurate information
You agree to provide accurate information and to use the website only for lawful purposes. You may not attempt to interfere with the site, access systems without authorization, submit malicious material, impersonate another person, or use the site in a way that violates applicable law.
Third-party services and links
The site may use or link to services operated by other companies, including a form-processing service, email provider, website host, insurers, or other resources. Cline Family Agency does not control and is not responsible for the availability, content, security, or practices of third-party services.
Intellectual property
The site’s original text, branding, design, and other content belong to Cline Family Agency or are used with permission. You may view and print content for personal, noncommercial use, but may not reproduce, publish, sell, or create derivative works from it without written permission.
Disclaimer and limitation of liability
The website is provided on an “as is” and “as available” basis to the extent permitted by law. Cline Family Agency does not warrant that the site will always be available, uninterrupted, secure, or error-free. To the fullest extent permitted by law, Cline Family Agency is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the site.
Changes to these terms
These terms may be updated from time to time. Changes become effective when posted, and the effective date at the top of the page identifies the current version. Continued use after an update means you accept the revised terms.
Contact
Questions about these terms may be sent to clinefamilyagency@gmail.com or 270-799-3948.